Think about buying solar water heaters for heating your water. If you live where freezing temperatures aren't prevalent, you can purchase a system that can circulate water via a solar heater prior to being pumped to your home. It's a good idea to use a supplemental water heater, however, if you cannot count on constant sunshine or if your hot water consumption is high.
If you can not afford to get new windows that are more energy efficient, be sure to invest in some good shades. During the summer months, cover the windows during the day to keep the sun out. In the winter months, leave the window covers open to let the sun heat up the rooms; close them at night though to help keep the cold out.
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Consider installing a solar powered hot water heater for your home. These systems use natural sunlight to heat the water in your home and are very green alternatives to using a standard power water heater. You will save a bunch of money using these systems because you are not wasting your money on power to heat your water.